Gary Yang: Agent Economy and AI Sub-Microeconomics
Summary
This article argues that AI agent economies are moving from human-directed workflows toward autonomous, AI-native value exchange. It highlights rapid competition around AI payment protocols and says current H2A models are hitting practical and compliance limits. It also frames AI protocols as foundational infrastructure for agent collaboration and predicts they will eventually converge with crypto protocols. The author introduces AIFi and FinChip as emerging financial infrastructure for AI-native commerce and assetization. The piece concludes that AI-native business models will differ sharply from internet-era upgrades and will require new standards, rules, and operating logic.
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