Payday Super: Why your payroll platform matters - Xero Blog
Summary
Australia moves to Payday Super from 1 July 2026, requiring superannuation contributions to be received by funds within seven business days of payday, which shifts super from quarterly to per-pay-cycle payments. The ATO's Small Business Superannuation Clearing House (SBSCH) closes on 30 June 2026, so businesses should transition to integrated payroll solutions well before the deadline. Xero positions its payroll and Xero Auto Super capabilities as a way to automate STP, reporting and payments, reduce manual admin, and give near real-time visibility of labour costs. The article recommends modeling cashflow, building a temporary liquidity buffer during the transition, and adopting integrated workflows to meet the tighter timelines.
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