We're stuck with passwords: Here's how to make them work better for you | ZDNet
Summary
Biometrics, EMV smart chips, two-factor authentication, and Fast IDentity Online (FIDO), which youll soon see in Windows 10, are all great, but they wont displace passwords any time this decade. This is awful user design and I cant think of a single site off the top of my head that doesnt make it. Instead of working your nerves into a frenzy trying to memorize what the cat wrote when he jumped on the keyboard, "dfu9sdf8," use an easy-to-remember but nonsensical phrase instead. Or, if you do want to keep them in mind, but have a memory like a sieve, you can always write a hint, like "moving felines," "the one about football," or "electric chant" that will trigger your brain cells, but will be meaningless to anyone else. Operating systems, such as Red Hat Enterprise Linux 7.1 and Windows 10 are also adding two-factor authentication.