Patented: Visa’s Offline Cryptographic Payments and More North Texas Inventive Activity

▤ Summary

Visa received a patent for an offline payment method that uses cryptography to verify transactions without an internet connection. The patent describes how a device checks whether a payment amount fits within a stored offline balance, updates that balance, and returns a signed response. The article also lists other patents granted in North Texas, including several software-related inventions from banks, chipmakers, and enterprise technology companies. This is a patent roundup, so it highlights innovation activity rather than a commercial launch or corporate transaction. The Visa invention is relevant to payment technology vendors and partners working on secure offline transaction flows.

▦ Linked Companies