SA’s home loan process is broken – and it’s costing us more than time

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The article argues that South Africa’s home loan process is too manual, fragmented, and slow for a market that is seeing stronger demand. It says the lack of integration across banks, attorneys, originators, councils, and the Deeds Office creates duplication, errors, and fraud risk. It positions e4’s digital fulfilment platform and Panel Manager as tools that provide shared visibility, secure document handling, and real-time workflow monitoring. The piece frames digitisation as both a customer experience improvement and a way to reduce hidden costs and fraud exposure.

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