Jaiz bank grows assets to N1.29trn

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Summary

Jaiz Bank reported strong 2025 results, with profit before tax rising 28% to N31.24 billion and gross earnings increasing 24% to N102.81 billion. Total assets climbed to N1.29 trillion, while customer deposits reached N1.12 trillion. The bank credited its improved cost-to-income ratio to digital transformation efforts and tighter cost control. It also highlighted its new status as the first African institution admitted as a Primary Dealer of the IILM. Looking ahead, the bank plans to accelerate digital transformation, expand retail and SME banking, and strengthen capital through an ongoing raise.

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