BlackRock finds growing gap between retirement confidence and reality

▤ Summary

BlackRock’s latest retirement survey shows a widening gap between how confident workers feel and what their savings are likely to deliver. Most participants and employers believe retirement readiness is on track, but BlackRock projects income replacement closer to 50% to 60% of expected needs. The article also highlights growing interest in active management, private market exposure, guaranteed income solutions, and more personalized guidance. AI is emerging as a delivery layer, with some plan sponsors already using AI-generated financial guidance and many participants showing interest in AI-assisted help.

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