girocard is set to become directly usable in merchant apps

▤ Summary

Girocard plans to become directly usable inside merchant apps as a stored payment method. The rollout aims to support in-app checkout as well as barcode or QR-code-based payment at the point of sale. The move targets retail, delivery, grocery, and mobility use cases where customers already rely on merchant apps for loyalty, coupons, and payments. Banks, acquirers, and network operators can use existing infrastructure to add the new function, with in-app payments expected to arrive from spring 2027. This creates a clear path for software vendors and payment partners to support app integration, checkout flows, and wallet-like merchant experiences.

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