U.S. P&C Insurers Post Strong 92.4 Combined Ratio as Premium Growth Slows Sharply
Summary
U.S. P&C insurers posted a strong first quarter in 2026, with underwriting gains rebounding sharply and the combined ratio improving to 92.4. Premium growth slowed materially, and some carriers returned more money to policyholders through dividends as rate pressure eased in parts of the market. The article also highlights ongoing headwinds from legal system abuse, claims severity, and the risk of catastrophic events during hurricane season. Verisk emphasizes that insurers are using more granular data and AI to improve underwriting decisions and manage risk more precisely.
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InsurTech
applications
Data Management
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Insurance Software
Risk Analytics Software
Catastrophe Modeling Software
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Verisk
$1B+