U.S. P&C Insurers Post Strong 92.4 Combined Ratio as Premium Growth Slows Sharply
Summary
U.S. P&C insurers posted a strong first quarter in 2026, with underwriting gains rebounding sharply and the combined ratio improving to 92.4. Premium growth slowed materially, and some carriers returned more money to policyholders through dividends as rate pressure eased in parts of the market. The article also highlights ongoing headwinds from legal system abuse, claims severity, and the risk of catastrophic events during hurricane season. Verisk emphasizes that insurers are using more granular data and AI to improve underwriting decisions and manage risk more precisely.
AskAI Classifications
Sectors
InsurTech
General Insurance Software
Functions
Governance, risk and compliance
GRC Reporting
Linked Companies
Verisk
$1B+