MED 2.0: the necessary advance to confront the new generation of fraud in Pix | Startupi

▤ Summary

The article explains how Pix fraud has grown alongside Brazil’s instant payment system and why the current fraud-recovery process needs improvement. It focuses on the MED mechanism, which blocks disputed funds and lets financial institutions investigate unauthorized or fraudulent transactions. It argues that MED 2.0 will improve traceability, speed, and recovery rates by following the full path of transferred funds across multiple institutions. The piece also highlights the operational burden this creates for companies that process high volumes of Pix payments and need faster evidence handling and controls.

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