An 84-year reign came to an end, and more

▤ Summary

This article covers major shifts in the U.S. auto and homeowners insurance market. Progressive has overtaken State Farm as the largest private passenger auto insurer, while State Farm has improved its underwriting results after years of pressure. Hartford has exited new homeowners business in California, and Farmers continues to compete there under a new rating plan. The piece also highlights how AI is reshaping insurer operations through layoffs, automation, conversational quoting, and regulatory scrutiny.

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