Hoskinson Says Ripple Needs Midnight to Unlock XRP’s DeFi and Tokenization Potential

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Summary

This article discusses Charles Hoskinson’s view that Ripple should integrate Midnight to expand XRP’s DeFi and tokenization capabilities. It explains that XRP Ledger is strong for payments but lacks native smart contract functionality for broader DeFi use cases. Midnight could add privacy-preserving smart contracts and cross-chain bridging, which would let institutions use XRP in more programmable workflows. The piece also questions the scale of the claimed liquidity unlock and notes that no formal Ripple-Midnight partnership exists yet. It frames the proposal as both a technical idea and a strategic move that could improve Midnight’s market position.

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Fintech & Banking
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Web and Content Management

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SaaS FinTech Software Blockchain Infrastructure

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Ripple
$50M to $100M
DefiLlama
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Ondo Finance
$1M to $5M