Trust Is Becoming the Real Test for AI in Banking

▤ Summary

This article examines why trust has become the main barrier to AI adoption in banking. It highlights how banks want the efficiency gains from AI, but still need explainability, auditability, and clear accountability before deploying it in core financial operations. It also discusses how Southeast Asian regulators are shaping AI governance through frameworks and discussion papers. The piece closes by stressing that banks must prove AI works in production and that local partners and local data will matter more as adoption expands.

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