Can Southeast Asian Banks Trust AI Beyond the Pilot Stage?

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The article examines whether Southeast Asian banks can trust AI beyond pilot projects. It argues that banks want the efficiency gains from AI, but they still worry about ROI, compliance, auditability, and risk. The piece highlights how banks are starting with lower-risk use cases such as customer service, onboarding, and fraud detection before moving toward core operations. It also emphasizes that local data, explainability, and production-grade governance will determine whether AI can work safely in regulated finance.

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