How Tokenization, AI, and Banks Can Drive the Future of Commerce

▤ Summary

This article explores how tokenization, AI, and banks could reshape payments and commerce. It argues that tokenized payments can lower costs, support micropayments, and enable programmable money and smart contracts. It also describes a future where AI agents handle discovery, booking, negotiation, and payment tasks on behalf of users. For banks, the piece frames this shift as an opportunity to become orchestration platforms that coordinate financial workflows across customers, merchants, and partners.

▦ Linked Companies