Fintech security: Olawale Oladoja explains why attackers target trust, not code

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The article argues that Nigerian fintech teams are overfocused on compliance and underinvested in trust architecture. It says many platforms still lack behavioral security controls, fraud intelligence, and the broader systems needed to make device binding effective. It also warns that AI-assisted fraud, phishing, impersonation, and deepfake-enabled scams are already rising and will scale further. The piece closes by saying the strongest platforms will combine fraud detection, governance, behavioral analytics, and community education.

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