VPBank and Circle Partner to Launch VPBank Circle PayLater Credit Card on a Digital Platform in Vietnam

▤ Summary

VPBank and Circle have launched the VPBank Circle PayLater credit card in Vietnam through a digital-only application flow. The card lets users apply in minutes, manage transactions in real time, convert purchases to installments, and control card functions inside the Circle app. The experience targets Gen Z and Millennial users who want simpler onboarding, stronger spending control, and integrated rewards. Circle also adds AI-based spending management tools and Visa-backed payment infrastructure to support the product. The launch highlights the growing push toward digital-first financial services in Vietnam.

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