8B Co-Founder Bogdan Zadorozhny: Central Bank QR Interoperability Is the Defining Fintech Trend of the Decade
Summary
At PLUS Forum Digital Uzbekistan, 8B Co-Founder Bogdan Zadorozhny argued that central bank unified QR interoperability will define the fintech landscape this decade, highlighting dramatically lower transaction costs compared with card networks and raising questions about infrastructure ownership and routing control. He framed AI agents as the emerging execution layer for payments, liquidity and cross-border scenarios. The panel also covered e-commerce as financial infrastructure, cross-border payments as trust infrastructure, and the importance of data governance and RegTech for regulatory transparency. Speakers emphasized that cultural readiness and leadership alignment matter as much as technology for successful digital transformation in Central Asia.
