Valu sees net income surge 78% as it enters Jordan

▤ Summary

Valu reported a 78% year-on-year rise in net income to EGP 221 mn in 1Q 2026 on a 40% increase in gross revenues to EGP 1.52 bn and a 49% jump in transaction volumes. The platform soft-launched in Jordan with one operational branch and about 15 onboarded merchants and secured roughly USD 10 mn in bank approvals plus ~USD 7 mn in equity to fund the rollout. Management tightened risk controls—cutting approval rates to 42.1% and shortening loan tenor to 16 months—to protect liquidity and reduce interest-rate exposure. Valu received regulator approval to spin up an SME financing subsidiary, is considering SME lending in Jordan, and expects continued growth in newer verticals including its Shift auto loan product.

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Valu

$100M to $250M