Paycrest raises $404k pre-seed amid Africa funding strain

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Summary

Paycrest raised $404,000 in a pre-seed round to build decentralized stablecoin-to-fiat settlement infrastructure. The round included participation from web3 and traditional VCs such as Hashed Emergent, StarkWare, LAVA, Microtraction, Sunny Side Venture Partners, and a group of angel investors. Founded in 2024 by Chibuotu Amadi and Francis Ocholi, Paycrest targets cross-border payments problems like fragmented liquidity, slow settlement, and high costs, and its model responds to Nigeria's 2021 crypto-to-bank restrictions. The raise arrives amid tight African pre-seed funding (only $46.5M across 281 deals in 2025), and the startup has already gained traction as a Base Batch top-12 finalist and a cash grant recipient at Ethereum's Devconnect.

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Amount $404.0K Total raised
Date January 16, 2026 Announcement date
Investors Microtraction Lead investors
Company paycrest.com Funded company

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