From $10 billion to zero: How a crypto hedge fund collapsed and dragged many investors down with it

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The stability of UST relied on a complex set of code, with very little hard cash to back up the arrangement, despite the promise that it would keep its value regardless of the volatility in the broader crypto market. Investors were incentivized — on an accompanying lending platform called Anchor — with 20% annual yield on their UST holdings, a rate many analysts said was unsustainable. "The terraUSD and luna collapse is ground zero," said USCs Bhatia, who published a book last year on digital currencies titled "Layered Money." Peter Smith, the CEO of Blockchain.com said last week, in a letter to shareholders viewed by CoinDesk, that his companys exchange "remains liquid, solvent and our customers will not be impacted." CEO Stephen Ehrlich said on Twitter that after the company goes through bankruptcy proceedings, customers with crypto in their account would potentially receive a sort of grab bag of stuff.

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