American Express® Green Card review
Summary
Extreme optimizers might be able to achieve more value, and you may earn a higher or lower return depending on your spending habits. If you are not using the two $100 statement credits provided with the card (for CLEAR and LoungeBuddy), you would need to spend $5,000 in combined dining and travel purchases to offset the cost of the annual fee. But with the Amex Pay Over Time feature, eligible purchases over $100 can be paid back with a flexible timeline (see rates and fees). General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses. While the five-year estimates weve included are derived from a budget similar to the average Americans spending, you may earn a higher or lower return depending on your shopping habits.