Do Banks Need a New Business Model?
Summary
CashFlow Insights recently concluded study shows community and regional bank business models working well.“The key to understanding if a new business model is needed, is examining bank performance on a segmented basis,” said Robert Merkle, CEO of CashFlow Insights, LLC.Segmenting the banks in the three states by the consistency of profit generation allowed the impact of management skill to be evaluated in these different economic conditions.Concern over the continuing use of industry business models was created by the cost of new regulations, slow economic growth and low interest rates.CashFlow Insights study shows that a new business model is not needed, just superior execution.“The key to understanding if a new business model is needed, is examining bank performance on a segmented basis,” said Robert Merkle, CEO of CashFlow Insights, LLC.