XRP Origins Debate Reignites as Ripple’s EX CTO Says Concept Came Before Bitcoin

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This article revisits the origin story of XRP and clarifies that an early Ripple payment-network concept predates Bitcoin, while XRP itself does not. David Schwartz distinguishes between Ryan Fugger’s 2004 RipplePay idea and the XRP Ledger launch in 2012. The piece also notes that XRP recently traded near the $1 level amid market volatility. It ends by highlighting Ripple’s broader business direction, including its recent MiCA approval in Luxembourg that expands its European regulatory reach.

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