Traditional insurance models, heavily reliant on after-the-fact claims adjustments and subjective damage assessments, are increasingly inadequate in the face of such rapid and severe climatic events. For instance, in traditional insurance, a claims adjuster might need to physically inspect crop damage on a farm, a process that could take weeks or even months to finalize, delaying vital financial support. By integrating advanced technology, including automated structuring, proprietary pricing platforms and AI-powered underwriting, we bolster the scalability and efficiency of these insurance solutions, making them more accessible and applicable across diverse markets. Lilypads establishment and recent acquisition of Centauri Insurance are strategic moves to strengthen our offerings and extend our reach into these critical areas, reinforcing our commitment to providing robust protection to underserved populations. By continuing to build out our technology infrastructure and broadening our product offerings, we can more effectively meet these growing demands, ensuring that our clients, from individual homeowners to large corporations, can access innovative and reliable risk management solutions.As we step forward, the path is clear.